How to Maximize Your Total Loss Settlement: Tips from Licensed Appraisers

How to Maximize Your Total Loss Settlement: Tips from Licensed Appraisers

When an insurance company declares your vehicle a total loss, the initial settlement offer may fall short of its true market value. Many drivers settle for less simply because they don’t know their rights or options.

At TotalLossAppraiser.net, our licensed appraisers provide flat-rate $550 total loss appraisals that accurately reflect your vehicle’s value. Most clients recover $4,000–$6,000 more than the insurer’s last offer, with reports delivered in about 2 weeks.

Here’s how you can maximize your total loss settlement:

  1. Get a Professional Appraisal: A licensed appraisal ensures that your claim reflects your car’s actual cash value, including options, accessories, and condition adjustments.
  2. Review the Insurance Offer: Compare your appraisal with the insurer’s offer to identify gaps in value.
  3. Negotiate if Needed: If your appraisal shows higher value, you can present it to the insurer to increase your payout.
  4. Keep Documentation: Photos, receipts, and service records can support your claim and strengthen your case.

By using a professional total loss appraisal, you’re not just accepting a lowball offer — you’re taking control of your insurance claim.

Call to Action:
Contact us today at 971-666-1646 or nico@totallossnw.com to schedule your flat-rate $550 appraisal and get the settlement you deserve.